$75 Million Fund Aims to Democratize Institutional-Grade XRP and Altcoin Investing
A new $75 million fund has filed a plan with the SEC to offer institutional-grade XRP and ISO-20022 strategies to retail investors.
The Gratus Reserve V, LLC fund is targeting a diversified corporate treasury that includes assets aligned with the ISO 20022 standard for interbank messaging.
The fund's primary economic argument is based on calculations using XRP as an example, which shows that purchasing $5,000 worth of XRP through institutional over-the-counter (OTC) desks costs investors nearly 10 times less than executing an equivalent transaction on the retail market.
Institutional strategies typically provide direct access to liquidity pools, eliminating hidden spreads on retail platforms, higher brokerage fees, and price slippage.
The fund's portfolio will include assets such as Stellar (XLM), Cardano (ADA), Hedera (HBAR), and Quant (QNT) in addition to XRP, and will balance the infrastructure component with large market capitalization digital assets like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL).
The Gratus Reserve V initiative reflects changes in corporate reserve management through Digital Asset Treasury Holdings, which has shifted focus from BTC to high-throughput layer-1 networks and blockchain protocols compatible with the traditional banking sector.