AI-Powered Payments Arrive on Coinbase for Business Accounts
Coinbase has expanded its business services by introducing functionality that enables commercial entities to receive cryptocurrency payments from autonomous AI agents. The platform now supports USDC stablecoin transactions through its Business tier, marking a shift toward automated digital commerce.
The infrastructure relies on x402, a payment protocol developed by Coinbase and unveiled in May 2025. This framework enables stablecoin transfers to occur via HTTP requests, allowing AI systems to execute financial transactions similar to how consumers use digital payment methods for online purchases.
Coinbase's Business operations lead, Sid Coelho-Prabhu, stated that the development represents creating a payment gateway tailored for an economy driven by autonomous agents. These AI systems can establish wallets independently, access necessary technical documentation, and begin conducting transactions without requiring merchants to implement specialized infrastructure.
The transaction processing occurs through Coinbase Payments infrastructure with settlements completed in USDC. Merchants can accept these automated payments without developing custom integration solutions.