AI Wallets Favor Stablecoin Over Volatile XRP Amid Market Uncertainty

The XRP Ledger is experiencing a significant imbalance in artificial intelligence wallets, with AI agents favoring the Ripple USD stablecoin (RLUSD) over native XRP. According to data from the XRPL AI Hub dashboard, AI scripts spent just $293.16 in XRP while processing 554,007 transactions over the past seven days, whereas they spent $602.27 in RLUSD during the same period.

The gap between the two assets has reached a staggering 105% in favor of RLUSD, and the trend suggests that AI agents have no plans to return to using XRP. This shift is directly linked to XRP's price behavior, which has been trading within a narrow range of $1.38-$1.50.

At this exchange rate, program limits hard-coded in dollars are depleted instantly, making it prohibitive for AI systems to use XRP for micropayments. As a result, automated systems continue to keep all transaction flows within RLUSD, protecting their operating budgets from market swings.