Banks May Integrate Ripple in Weeks, Triggering XRP Demand

Crypto Sensei argues that banks could integrate Ripple's payment technology in as little as three weeks once regulatory uncertainty eases. The central claim is not that banks would simply transact through XRP, but that they may need to hold inventories of the token for settlement, collateral and liquidity operations.

The fastest deployment took roughly three weeks, while larger or slower projects can reach the three-month mark. A Ripple representative stated in a video clip that typical implementation takes two to three months from onboarding through technical testing.

Crypto Sensei's thesis is that payment firms, market makers and banks would need to retain XRP buffers to manage intra-day liquidity & trading spreads. The speaker argues that a broader shift from trapped fiat balances toward just-in-time settlement could redirect some working capital into XRP liquidity pools.