Banxa Tackles Checkout Problem with Streamlined Stablecoin Payments

The adoption of stablecoins has increased significantly in 2026, but real payments still only represent a small fraction of the trillions moving on-chain.

In 2025, around 3.6% of adjusted stablecoin volume came from actual payments, largely due to what is known as the checkout problem.

The checkout problem refers to the fact that paying with a stablecoin can still involve a second screen, another identity check, and a checkout run by a company the user did not choose.

Banxa has launched Native, a new product aimed at addressing this gap. It gives wallets, exchanges, and fintech apps the ability to place fiat-to-crypto and crypto-to-fiat transactions inside their own interfaces.