Bitcoin.com Integrates UAE's First Central Bank-Registered Dollar Stablecoin

Bitcoin.com has integrated USDU, the first US dollar-backed stablecoin registered with the Central Bank of the UAE, into its self-custodial wallet on both web and mobile. This partnership with Universal Digital Intl. Limited marks a significant step for USDU, which was previously limited to institutional corridors.

USDU received its registration from the Central Bank of the UAE on January 29, 2026, making it the first and currently only USD-backed stablecoin authorized by the CBUAE. It operates as a Foreign Payment Token under the country's Payment Token Services Regulation.

The token is backed 1:1 by liquid US dollar reserves held at two of the UAE's largest banking institutions: Emirates NBD and Mashreq. Monthly independent attestations verifying those reserves are published on Universal's website. The smart contract underpinning USDU was audited by CertiK.

Bitcoin.com plans to expand USDU's functionality beyond basic transfers, with a roadmap that includes peer-to-peer payments, educational tools, and third-party swap integrations. Accepting USDU as payment for Bitcoin.com's own services is also on the table.