Bitcoin, Ethereum, and the Rest: A Starter Portfolio Guide

For crypto investors, building a starter portfolio can feel daunting due to the sheer number of coins and tokens available. However, the basics of investing are straightforward.

The two most established cryptocurrencies in the market today are Bitcoin and Ethereum. Experts suggest keeping between 70% and 90% of a crypto allocation in these two assets, with the rest going toward higher-risk options if desired.

When it comes to how much to invest, experts advise beginners to keep crypto at 1-5% of their total portfolio, with those who can afford to take on more risk potentially investing further. However, the core rule remains: never invest money that cannot be afforded to lose.

Dollar-cost averaging is a strategy recommended for timing out the pressure of picking the perfect entry point. Instead of putting in a lump sum, investors invest a fixed amount at regular intervals, which smooths out their average cost and helps cut down on emotional decisions.