BTCLOAN Launches Global Bitcoin Lending Marketplace for Crypto Holders
A new global marketplace for loans backed by Bitcoin and other digital assets has been launched by BTCLOAN. The platform allows crypto holders to access liquidity without selling their coins, bringing together offers from institutional lenders to compare terms and choose an option.
The standard loan-to-value ratio on the platform ranges from 65% to 70%, with a dynamic LTV system that updates a borrower’s risk profile based on repayment history, on-chain activity, and collateral condition. Returning users with a positive repayment record may receive better loan terms.
BTCLOAN claims its infrastructure includes verifiable custody, proof-of-reserves, and automated identity verification. The platform also sends margin notifications through WhatsApp and works with partners including Tether, Galaxy, Cantor, Arch Lending, Lendary Asia, Ant alpha, and Equities First.