Bybit Boosts Collateral Ratios for Larger Asset Positions
Bybit has introduced changes to its Unified Trading Account Loans, increasing collateral ratios for larger asset positions. The adjustments took effect on August 4 at 8:00 UTC and apply to various assets including Ether, Solana, BNB, Dogecoin, XRP, Cardano, Chainlink, Litecoin, Tron, Shiba Inu, Pepe, and Polkadot.
The largest change concerns holdings above Bybit's previous highest position tier. Assets exceeding that threshold previously had a collateral ratio of zero, meaning the excess position added nothing to the account's recognized collateral value. Now, those supersized tiers have ratios ranging from approximately 10% to 80%, depending on the asset.
The change aims to improve capital efficiency for traders with larger positions, allowing them to access more borrowing capacity without requiring the sale of their underlying assets. This is in line with Bybit's broader transformation towards building a comprehensive New Financial Platform that supports clients in capturing opportunities at the intersection of digital and traditional financial markets.