Fintech Funding Sees 20% Decline Amid Crypto Downturn

Global fintech funding declined in Q2 2026, with deal volume dropping 25% quarter-over-quarter (QoQ) to 726 transactions and overall volume decreasing by 20% QoQ to $11.7 billion, according to new data from CB Insights.

Cryptocurrency emerged as one of the most severely impacted fintech verticals, with a significant QoQ decline of 28.9% in volume and a 19.5% decrease in deal counts.

However, digital banking stood out as the bright spot of Q2 2026, with funding doubling despite a slight dip in deal counts, thanks to three mega-rounds that accounted for 49% of total funding in this sector.