Galaxy Digital Rolls Out Retail Crypto Credit Line Backed by Bitcoin, Ethereum, and Solana

Galaxy Digital has expanded its offerings for individual investors by introducing a new borrowing facility on its GalaxyOne platform. The Crypto Portfolio Line of Credit allows qualifying users to secure cash loans using their holdings in Bitcoin, Ethereum, and Solana - including assets that remain staked - without liquidating those positions.

The credit line pools eligible digital assets into a unified collateral base, providing access to a single flexible line rather than arranging separate facilities for each cryptocurrency. Borrowers can draw funds as needed for personal expenses, investments, tax payments, real estate, or other purposes while continuing to hold their crypto exposure.

Key terms include the absence of an origination or upfront fee and an annual percentage rate of 8.99 percent. Interest is charged only on amounts actually drawn, with payments structured on an interest-only monthly basis under an open-ended arrangement.