Galaxy Digital Unveils Crypto Loans Product with Competitive Terms
Galaxy Digital launched its new crypto loans product on August 25, 2026, allowing eligible GalaxyOne clients to borrow cash against Bitcoin, Ethereum, and staked Solana without selling their holdings. The Crypto Portfolio Line of Credit carries an 8.99% variable APR and no origination fee, according to the company.
The new line pools Bitcoin, Ethereum, and staked Solana into a single revolving credit line instead of requiring a separate loan for each asset. This means borrowers can keep earning applicable rewards while their tokens sit as collateral without unstaking them.
The line opens at a 50% loan-to-value ratio, and Galaxy says pledged collateral is not rehypothecated, meaning it is not lent out or reused elsewhere while it secures the loan. Funding is typically available right away once a line is approved, and clients can draw funds in USD or USDC or spend directly on the GalaxyOne platform.