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Crypto

Galaxy Launches Crypto-Backed Loan Product in the US

Guavy AI Editorial Team
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BTC ETH SOL
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Galaxy has launched a personal cryptocurrency-backed loan product in the US. The product is called Crypto Portfolio Line of Credit (PLOC) and is available through Galaxy's consumer lending arm, GalaxyOne Lending LLC.

The PLOC allows eligible customers in 40 states to borrow money against their combined holdings of Bitcoin (BTC), Ethereum (ETH), and Solana (SOL). Staked SOL can also be used as collateral. The borrower can receive a revolving line of credit while earning staking rewards, without having to liquidate their assets.

The variable APR for the PLOC is 8.99%, which may change 30 days prior to notification and varies by state. There are no origination fees, and the collateralized cryptocurrency assets will not be rehypothecated or reused for any other purpose during the loan term.

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