Garlinghouse Sees CLARITY Act as Final Regulatory Hurdle for XRP

Ripple CEO Brad Garlinghouse believes the CLARITY Act could be the last major regulatory hurdle preventing XRP from achieving broader institutional adoption. He expressed support for the legislation, stating 'Perfect can't be the enemy of good. Let's get this done.'

The CLARITY Act is a consumer protection framework that would strengthen anti-money laundering (AML) and know-your-customer (KYC) requirements, give regulators and law enforcement better tools, and reduce the risks created by regulatory uncertainty.

Garlinghouse's comments highlight a long-standing issue: unclear U.S. crypto regulations have been one of the biggest barriers limiting institutional participation in digital assets.