Germany Mulls 25% Crypto Tax Rate Starting 2027

Germany is set to introduce a new tax regime for cryptocurrency gains from 2027. The Finance Ministry has proposed a flat 25% rate on crypto assets, ending the current rule that allows investors to sell without paying taxes after holding them for more than a year.

The draft legislation would bring Bitcoin and Ether in line with stocks and other forms of capital income. Investors would still benefit from a €1,000 savings allowance, while gains and losses could be offset for tax purposes.

According to the Finance Ministry, the reform is expected to generate around €160 million in additional revenue in 2028, rising to €350 million annually by 2030.