Hoskinson Sees Agentic Commerce as Key to Crypto's Next Billion Users

Charles Hoskinson, Cardano's founder, believes that cryptocurrency needs to move beyond its current focus on faster transactions and cheaper payments. To attract billions of new users and potentially $10 trillion in capital, the industry must evolve. According to Hoskinson, the next major adoption phase will be driven by technologies such as agentic commerce, interoperability, and privacy-focused infrastructure.

Hoskinson sees agentic commerce as one of the biggest opportunities for crypto adoption. He believes that AI agents will eventually handle everyday purchases and financial transactions for users, making it easier to integrate blockchain technology into daily life. Under this model, people could give an AI agent a budget and instructions, which would then manage purchases automatically.

Midnight, Cardano's ecosystem, is expected to introduce agentic trading before the end of 2026. This will allow users to create wallets for their AI agents and provide them with tokens, enabling those agents to trade across different platforms. Hoskinson argues that this concept could make blockchain transactions less dependent on direct human involvement.

Hoskinson also pointed out the growing interoperability between blockchain networks and other technologies. He believes that crypto ecosystems are becoming less isolated, allowing businesses to connect their existing systems with emerging blockchain infrastructure. Rather than treating blockchain as a completely separate technology, businesses can use it as part of their own systems.