Kenya Cuts Stablecoin Capital Rule by 40% to $2.32M

The Kenyan government has reduced the minimum paid-up capital required for stablecoin issuers by 40% to approximately $2.32 million, or 300 million Kenyan shillings.

This move aims to encourage entry into Kenya's rapidly growing crypto market, which ranked fifth globally in crypto adoption in Bybit's 2025 World Crypto Ranking.

The Central Bank of Kenya will enforce strict oversight measures, including 1-to-1 reserve backing and two-day redemptions for stablecoins.

Stablecoin issuers must hold at least 30% of customer funds in segregated trust accounts at Kenyan commercial banks, with the remainder invested in eligible domestic assets.