KuCoin Expands Institutional Lending with Unified Trading Account Support

KuCoin has upgraded its Institutional Interest-Free Lending Program to improve capital infrastructure and efficiency for institutional clients.

The upgrade introduces support for KuCoin's Unified Trading Account (UTA), allowing eligible users to manage capital across supported trading products through a single account structure.

With the new program, borrowed funds can be deployed across Spot, Margin and Futures without transfers between separate trading accounts. Borrowing is available in USDT, USDC, BTC, and ETH.

The upgrade reduces the qualifying external 30-day trading-volume requirement for newly registered API clients from 30 million to 10 million USDT and offers 0% interest for the first two months without a volume requirement.

Eligible clients may borrow up to 3 million USDT for use across these products. KuCoin's Head of Institutional & VIP, Alison Qin, said: 'Professional market participants need timely, flexible and capital-efficient access to liquidity.'