KuCoin Unifies Lending and Trading with Unified Accounts

KuCoin has expanded its Institutional Interest-Free Lending Program by integrating it with the exchange's Unified Trading Account (UTA), making it easier for institutional clients to deploy borrowed assets across multiple trading products.

The updated program now requires newly registered API clients to have 10 million USDT in external 30-day trading volume, down from 30 million. Eligible clients can borrow up to 3 million USDT with 0% interest for the first two months without a volume requirement.

Borrowing is available in USDT, USDC, BTC, and ETH, and funds can be used across Spot, Margin, and Futures without requiring transfers between separate trading accounts. This integration addresses capital fragmentation for institutional traders operating across different products and strategies.