Meta AI Sees XRP as 2027 Story, Predicts Price Targets

Ripple's XRP is predicted by Meta AI to be the story of 2027, with prices potentially reaching $7 to $9 and a stretch case of $12 to $15. This forecast comes as Ripple settles its five-year SEC case for $125 million in cash, dropping all appeals and confirming that retail XRP sales are not securities.

The regulatory foundation is clear, according to Meta AI, which calls it the clearest status in U.S. crypto. Following this development, six spot XRP ETF filings have been made, with analysts forecasting $5 billion to $8 billion in first-year inflows. Early ETF products are already seeing net inflows, which is seen as the institutional on-ramp for the thesis.

Ripple's application for a U.S. national bank charter and a Fed Master Account to hold RLUSD reserves directly at the Fed has been filed. This move aims to expand into Japan with SBI Holdings by early 2026 and establish RLUSD as the settlement stablecoin, while XRP remains native liquidity on the ledger.