Mizuho Cuts FIGR Price Target to $55 Amid Aggressive Market Expansion

Figure Technology Solutions (FIGR) shares gained attention after Mizuho analyst Dan Dolev cut its price target to $55 from $64 while maintaining an 'Outperform' rating. The updated target was attributed to FIGR's fourth-quarter 2025 results and its partnership with Agora Data.

The partnership signals Figure's plans to enter the auto-loans market using its proprietary platform, expanding its total addressable market in the U.S. consumer credit space. Currently, the global auto-loans market has a massive market cap of $1.8 trillion, according to Mordor Intelligence.

Figure Technology Solutions reported impressive growth in its consumer loan marketplace volume, which rose 127% year-over-year to $896 million in February 2026. Additionally, the firm's yield-bearing stablecoin ($YLDS) in circulation increased by 56% from January to $588 million, indicating a growing use of its blockchain-based settlement infrastructure.

However, FIGR's fourth-quarter EPS came in at $0.06, falling short of analyst estimates of $0.15. Despite this, Goldman Sachs maintained its 'Buy' rating and adjusted its price target from $44 to $39 last week, citing the firm's core business growth prospects and higher volume expectations as the winter slowdown in HELOC origination ends.