RWA Sector Divided Between Traditional Finance and Crypto

Unified Labs' co-founder and CEO Bocai believes that the RWA sector is currently marked by a clear divide between traditional financial institutions accelerating their entry into the market and bringing products to market, while the crypto side remains rife with disorder and Ponzi-like schemes.

In his view, RWA is fundamentally an onchain upgrade of the traditional financial system, relying heavily on regulatory and compliance endorsement. Issuers without necessary licenses have very little credibility in this space.

The primary purpose of bringing assets onchain is not speculation but to overcome geographical restrictions, promote financial inclusion, and use DeFi to remove traditional financial intermediaries, enabling more efficient and lower-cost onchain financial applications such as collateralized lending.