Saudi Arabia Races to Lead Tokenized Finance and AI Infrastructure

Saudi Arabia is rapidly positioning itself at the center of tokenized finance and AI infrastructure as global financial systems shift towards programmable money, according to Faisal Monai, founder of Saudi Arabia's payments network SADAD.

In an interview with Yellow.com, Monai described a future where stablecoins, tokenized assets, and AI-driven infrastructure converge into a new financial operating system that moves faster than traditional banking rails.

'Money does not move as fast as the data does,' Monai said, arguing that global payment systems remain structurally inefficient despite the internet era.

Saudi Arabia's centralized regulatory structure has allowed the country to move significantly faster in deploying tokenized financial products compared to many Western jurisdictions, Monai claimed.