Stablecoin Spending Surges Past $1 Billion on Everyday Expenses

Crypto-linked payment cards have seen a surge in usage, with over $1 billion spent through them in July 2025. According to data from Paymentscan, this represents more than a tripling of spending volume from the same period last year.

The average transaction value has also increased significantly, rising to $86 from $59 in July 2024. This growth is largely driven by the increasing adoption of stablecoins, with USD Coin (USDC) and Tether (USDT) accounting for over 70% of transactions.

In Latin America, where users are spending on everyday items like groceries and ride-hailing services, Oobit reported that active Brazilian users spend around $400 across 20 transactions per month. Food accounted for 41% of payments in Argentina, with 72% using USDT.

The growth of crypto-linked cards is also reflected in the increasing number of partnerships between companies like Visa and StraitsX, which supports card launches. Transaction volume on its card infrastructure grew 40-fold between the fourth quarters of 2024 and 2025.