Stablecoins to Hit $200 Billion in US Retail Spending by 2030

The stablecoin market is poised to become a major player in retail payments, with Deloitte forecasting that more than $200 billion will be spent using stablecoins in US retail purchases by 2030.

This growth will come from three main channels: crypto-backed payment cards, merchant-issued digital dollars, and AI-driven 'agentic commerce.'

Stablecoin market capitalization has already surpassed $230 billion worldwide, with on-chain transfer volume reaching nearly $27 trillion in the 12 months ending April 2026.

The US Senate is moving forward with the GENIUS Act, a comprehensive federal stablecoin licensing framework that could unlock institutional-grade stablecoin issuance and accelerate adoption.