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Trump Family Crypto Venture Inches Closer to Federal Bank Charter

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The Office of the Comptroller of the Currency has granted preliminary conditional approval to World Liberty Financial's charter application, moving the Trump family-tied cryptocurrency venture closer to operating a federally regulated national trust bank.

The proposed bank would issue and redeem USD1 stablecoin, maintain reserves backing the token, and provide digital-asset custody and related services. Unlike a traditional commercial bank, the trust company would not take deposits or make loans.

World Liberty Trust Company, N.A., would be headquartered in Bay Harbor Islands, Florida, and operate as a wholly owned subsidiary of WLTC Holdings LLC. The approval is not final; World Liberty must satisfy several pre-opening requirements before receiving authorization to begin business.

The company's USD1 stablecoin has grown to about $4 billion in market capitalization since its launch in March 2025, making it the fourth-largest stablecoin. The OCC said career staff conducted the review and that Comptroller Jonathan Gould and agency employees acted consistently with their statutory and ethical obligations.

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