USDC Dominates AI Agent Payments with Over 99% Share

Circle's USDC stablecoin is gaining traction as a settlement asset for autonomous AI transactions, according to CEO Jeremy Allaire. He stated that over 99% of payments conducted through AI agent payment protocols use USDC.

Allaire identified the need for reliable and widely accepted units of account in cloud-based AI agents. They require fast, deterministic settlement at ultra-low cost, which Circle's infrastructure provides.

The growth of USDC applications spans cross-border settlement, capital markets, and retail payments. The retail segment is shifting towards instant-payment infrastructure, including QR-code payment methods.