USDT Can't Be Sent Directly to Wise Accounts Due to Infrastructure Differences
Wise users can't send USDT directly to their account because of infrastructure differences between the two systems.
A USDT transfer requires a compatible blockchain address and network, while Wise uses traditional financial accounts and payment infrastructure. Think of them as two different systems: USDT (blockchain network → crypto wallet address) and Wise (banking/payment network → bank account details). A conversion service or exchange can act as the bridge between the two.
To send USDT to Wise, users need to convert their USDT into a fiat currency like EUR or USD through a supported crypto exchange or conversion service. The resulting fiat funds are then transferred to the user's eligible Wise account using bank-transfer details provided by Wise. Each step involves checking specific requirements and restrictions.
The process can be complex, with several costs involved: USDT network fee, exchange fee, spread, bank-transfer fee, and Wise conversion or receiving costs. Calculating the entire route is essential to avoid surprises during the transfer.