XRP Ledger Boosts Enterprise-Grade AI Payments with Mastercard's Verifiable Intent

The XRP Ledger has taken its push into enterprise-grade AI payments to the next level by integrating Mastercard's Verifiable Intent standard.

This integration enables developers to attach verifiable proof of authorization to AI-initiated payments, including who approved it, spending limits, and the exact purchase it is authorized to complete.

The system uses a three-tier chain of Selective Disclosure JSON Web Token (SD-JWT) credentials to verify critical elements such as who authorized the payment and what limits apply.

This gives AI agents machine-verifiable authorization instead of relying solely on wallet ownership, reducing the risks associated with irreversible blockchain transactions.