XRP Ledger Integrates Mastercard Functionality for AI Payments

The XRP Ledger has integrated Mastercard's verifiable intent functionality to secure AI agent payments, exceeding 1.4 million transactions as of July 22, 2026. This integration enables cryptographic identity verification and risk detection mechanisms for automated blockchain transactions.

AI agents can now securely verify the payer's identity, payment limits, and transaction details prior to settlement. The system boosts security and transparency in enterprise-grade AI payments using XRP or Ripple's RLUSD stablecoin.

The growth of AI-based transactions on the XRPL network may reach 100 million in the coming years. Meanwhile, EiCrypto's cloud mining contracts allow XRP holders to generate up to $3,700 in daily passive income through steady cash flow.