XRP Price Prediction: Can ChatGPT's $4.75 Target Be Reached by September 2028?
XRP traders are holding their breath as ChatGPT handed down a two-year price target of $3.50 to $6.00 for XRP in September 2028, with $4.75 as its central estimate. This would require a significant gain from the current price of around $1.35.
A move to $4.75 would put XRP above both its recent cycle high and previous all-time high, which stands at $3.84 set in January 2018. However, reaching this level would also mean that the market capitalization behind a $4.75 XRP could be larger than it was when XRP reached its record in 2018.
The road to $4.75 is far from clear-cut and depends on various catalysts such as ETF demand and regulatory clarity. The Senate is set to vote on the CLARITY Act cloture on September 15, 2026, which could provide a boost to XRP's price if passed.
However, ChatGPT also warned about the risk of utility failing to translate into token demand, highlighting that XRP may remain between $1 and $2 in 2028 if ETF demand stagnates or a prolonged bear market develops.