XRP Price Predictions for 2029: CLARITY Act Crucial

XRP has delivered positive returns in both prior three-year post-crash windows, rising 2x and 2.8x from its lows to new highs, but never reaching the top analyst target either time.

The base case puts XRP somewhere between $4 and $7 by 2029, but only if the CLARITY Act passes and XRP first reclaims its prior all-time high near $3.65.

Standard Chartered's bull target for 2029 requires institutional collateral demand on the XRP Ledger (XRPL) and Bitcoin clearing $150,000. The bank has held this figure while XRP fell 62% from its cycle high.