XRP Rich List Reveals Concentrated Holdings Among Top Accounts

The XRP user base continues to grow rapidly, with over 8 million funded accounts now recorded. The latest rich-list figures show that while millions of accounts hold a small amount of XRP, a much smaller group holds very large balances.

An account holding just 2,151 XRP is now in the top 10% of XRP holders, while 7,503 XRP puts an account among the top 5%. To reach the top 1%, an account needs about 44,896 XRP, and to enter the top 0.1%, it requires around 275,420 XRP.

Roughly 800 accounts hold more than 3 million XRP, illustrating how concentrated large XRP holdings are among a relatively small number of accounts. Crypto analyst Ramos noted that these balances represent XRP tokens rather than dollar values and warned investors not to feel pressured into buying more XRP.