XRP Rich List Reveals Stark Wealth Gap Between Holders
The XRP user base continues to grow, with over 8 million funded XRP accounts now recorded. The latest rich-list figures show that while millions of accounts hold XRP, only a small number hold large balances. An account holding 2,151 XRP is now in the top 10% of XRP holders, while 44,896 XRP is enough to reach the top 1%. To enter the top 0.1%, an account needs about 275,420 XRP.
Roughly 800 accounts reportedly hold more than 3 million XRP, highlighting how concentrated large XRP holdings are among a relatively small number of accounts. Ramos noted that he does not personally hold 3 million XRP, describing such a balance as substantial. He emphasized that holders should prioritize their financial and personal goals over investing in XRP.
The growing holder base comes as activity among large XRP holders has also increased. Transactions worth more than $1 million in XRP reportedly jumped about 280% on August 18, rising from around 9.9 to more than 38 within 24 hours. The number of accounts holding at least 1 million XRP also increased from about 2,006 to 2,038 over three months.