XRP Still Undervalued Despite Historic Accumulation Strategy

XRP's current price may not yet reflect its true value as an institutional bridge asset and digital commodity, according to analyst CharuSan. He believes that XRP has not started trading as a commodity and institutional adoption is still lacking.

CharuSan argues that the standard metric for stocks, market cap, does not suit XRP's function as a liquidity tool and digital commodity. Digital Asset Investor agrees with this view, stating that XRP's current price does not yet reflect commodity-based valuation or real institutional utility.

Historical data shows that investing $10 per week in XRP during the last bear market could have grown to $2,800 to $3,500 at the peak of the following bull run. Digital Asset Investor used Grok AI to examine this scenario and found that accumulating XRP during downturns has produced results in every prior cycle.

Regulatory developments, such as Ripple CEO Brad Garlinghouse's upcoming speech at the SALT Conference, may also impact XRP's institutional path. Bitwise's Matt Hogan notes that wealth management platforms controlling $20 trillion in assets are beginning to add crypto to model portfolios.