XRP vs Stellar: Crypto Commentator Predicts Higher Growth Potential for Ripple

Crypto commentator Crypto X AiMan recently shared his view on the comparison between XRP and Stellar (XLM), two cryptocurrencies targeting similar areas of the digital asset market, including cross-border payments and tokenized finance.

In a recent video, he outlined why he considers XRP the better choice for 2026. He noted that both networks support use cases such as cross-border settlements, central bank digital currencies (CBDCs), tokenized real-world assets, custody solutions, and decentralized applications.

Crypto X AiMan stated that XRP offers greater upside based on market capitalization comparisons. If XRP were to reach Bitcoin's current market capitalization, its price could increase by approximately 18x, putting it near $20 per token. By comparison, he estimated that if XLM were to grow to XRP's current market capitalization over the next few years, it could reach nearly $2 per coin, representing roughly a 10-fold increase.

The commentator also highlighted historical performance to support his conclusion. He noted that XRP has appreciated roughly 18,340% since its launch, while XLM has gained approximately 6,395% over the same period. He described both cryptocurrencies as major holdings in his portfolio and encouraged investors to consider owning each rather than choosing only one.