EU Banking Sector Sees 3.63% Increase in Total Assets

The European Central Bank (ECB) has published consolidated banking data for end-March 2026, providing insights into the EU banking sector's performance. The total assets of credit institutions headquartered in the EU increased by 3.63% from €33.13 trillion in March 2025 to €34.33 trillion in March 2026.

The non-performing loans ratio of EU credit institutions rose by 0.02 percentage points year on year, reaching 1.98% in March 2026. The return on equity for these institutions was 2.44%, while their Common Equity Tier 1 ratio stood at 16.27%.

The data covers nearly 100% of the EU banking sector's balance sheet and includes various indicators such as profitability, efficiency, balance sheet composition, liquidity, funding, asset quality, capital adequacy, and solvency.