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Fed Holds Rates Steady Amid Inflation Concerns

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The Federal Reserve left its key interest rate unchanged at around 3.6% for the fifth straight meeting, despite three officials voting to hike rates amid high inflation.

Some economists and Wall Street analysts predicted a quarter-point rate increase, but the decision was seen as good news for consumers, albeit with little immediate relief from the average credit card rate near 20% and mortgage rates at their highest since last August.

The three dissenting officials, Beth Hammack of the Cleveland Fed, Neel Kashkari of the Minneapolis Fed, and Lorie Logan of the Dallas Fed, had previously signaled openness to raising rates to combat inflation.

Fed Chair Kevin Warsh emphasized the central bank's commitment to fighting inflation but acknowledged that it would take time, saying 'We have no magic wand. This isn’t something we’re going to be able to carry out in days or weeks.'

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