New Zealand Travellers Get a Break with AMI Travel Insurance Options

AMI Travel Insurance is a well-known option for Kiwi travellers, but understanding what you're buying and getting the right cover can be tricky. The insurance brand, a division of IAG New Zealand, offers policies primarily for New Zealand residents heading overseas or domestically.

The typical AMI travel insurance customer takes one-off trips to destinations like Australia, the Pacific Islands, Southeast Asia, or Europe, or multiple shorter trips in a year with a multi-trip policy. For example, a Christchurch couple flying to the Gold Coast for ten days with their two children might buy a single-trip international policy, while a Wellington consultant who flies to Sydney six times a year could find better value in an annual multi-trip option.

AMI also offers cover for domestic travel within New Zealand, which can appeal if you have pre-paid non-refundable accommodation or are travelling with expensive sports equipment. Before purchasing AMI travel insurance, it's essential to look closely at the benefit limits and how they line up with your specific trip. The biggest item for most people is overseas medical and evacuation cover, typically running into millions of dollars.