Revolut: Amsterdam's Best Kept Secret for Currency Exchange

The city of Amsterdam is one of the most card-friendly cities in Europe. However, it's essential to be aware that fees can quietly add up and chip away at your travel budget.

Revolut provides a multicurrency account that allows users to hold and exchange US dollars to euros in-app at the Revolut rate, with no additional currency exchange fees on weekdays during foreign exchange market hours. This service is available for both virtual and physical cards.

For ATM withdrawals, it's recommended to use a debit card instead of a credit card, as credit card cash advances come with high fees and often start accruing interest immediately. It's also essential to choose EUR when making transactions, as USD can be subject to dynamic currency conversion, which uses a rate that's typically less competitive than your card provider's.