Amex Blue Cash Preferred Tops Grocery Cards with Market-Leading Rewards

The American Express Blue Cash Preferred card stands out as the top choice for families who prioritize grocery shopping and everyday expenses. With its market-leading rate of 6% cash back at U.S. supermarkets, this card earns more rewards on groceries than any other mainstream credit card available.

According to Motley Fool Money research, households spend an average of $519 per month on groceries, making the Amex Blue Cash Preferred a smart choice for earning top-tier rewards on everyday purchases. The card's 6% cash back rate applies to up to $6,000 in eligible grocery purchases annually, with a rate of just 1% after that.

But the benefits don't stop at groceries. The Amex Blue Cash Preferred also earns high cash back on streaming services (at 6%), gas stations and transit (at 3%), and other purchases (at 1%). Plus, cardholders can enjoy a $0 intro annual fee for the first year, followed by a $95 annual fee.

For households who spend an average of $500 per month on groceries, the Amex Blue Cash Preferred offers a cash back earning potential of $360 annually. While there's a cap on the grocery rewards rate, this card remains one of the top choices for families looking to maximize their cash back earnings.