Stocks
Big Banks Offer Competitive CD Rates Amid Market Volatility
The largest banks in the country are offering CD APYs as high as 4.25% as of Aug. 26, 2026.
American Express is offering a 10-month CD with an APY of 4.25%, while Capital One and Citibank offer competitive rates on their 12-month CDs at 4.00% and 4.15% respectively.
The trade-off for choosing a big bank's CD over a smaller online institution is that the rates may not be as competitive, but the brand familiarity and range of account types can provide peace of mind.