Caterpillar Sued Over Unfair Healthcare Plan Options
Caterpillar Inc., a major US-based heavy machinery manufacturer, is facing a lawsuit over its healthcare plan premium levels. The suit alleges that the company's employee plans violate federal law by offering workers and retirees two options with significantly different deductibles and premiums.
The plaintiffs, Amy Beyers and Glenn Zabel, claim that Caterpillar failed to prudently monitor its healthcare coverage options, resulting in higher costs for participants without added benefits. The lawsuit was filed on August 5, 2026.
Caterpillar offers two plan options: one with a high premium and low deductible, and a cheaper option with a lower premium but a higher deductible. The plaintiffs argue that the company's decision to offer these options is in violation of the Employee Retirement Income Security Act (ERISA).