HD Supply Net-30: Business Credit Account with Equifax Reporting

HD Supply Net-30 is a business credit account offered by HD Supply, a major MRO (Maintenance, Repair, and Operations) distributor serving facilities, property management, and construction sectors. Founded in 1974 as Maintenance Warehouse, it now operates as a Home Depot subsidiary.

The account is intended for established businesses with ongoing procurement needs, providing flexibility to manage cash flow through invoice terms rather than requiring immediate payment at the point of sale.

Unlike fee-based starter vendor accounts that some businesses use solely to build credit, an HD Supply net-30 account requires a formal business credit application and evaluation based on business creditworthiness and operational history.

As of July 21st, 2026, HD Supply only reports trade payment data to Equifax, not to most major business credit bureaus including Dun & Bradstreet, Experian. This means the account won't help establish a PAYDEX score since it's calculated exclusively from D&B-reported data.

Businesses can apply for an account directly through the HD Supply website or by contacting their credit department to initiate the application process for trade terms. Specific documentation requirements or volume minimums should be confirmed directly with the HD Supply credit department during the application process, as requirements may vary depending on the size of the business and the requested credit limit.