UnitedHealth Shares Soar 39%, Boosted by Medical Expense Pressures Easing

UnitedHealth Group Incorporated (UNH) shares have surged 39% over the last six months, significantly outperforming the S&P 500's 12% advance during the same period.

The company's medical care ratio has improved to 85.3%, down from 87.1% in the prior year, while medical expenses decreased by 2% to $148.8 billion.

Analysts project UNH's 2026 earnings per share at $19.82, representing a 21% annual growth rate.

The company is also eliminating 30% of its remaining prior authorization protocols, which could streamline administrative processes and enhance patient experience.