Visa Brings Onchain Lending Closer to Everyday Stablecoin Payments

Visa has introduced a new Onchain credit model to help stablecoin-linked card programs and fintech companies access working capital through Onchain lending infrastructure and Visa data.

The company's Onchain Analytics Dashboard shows that over $694 billion in stablecoin-denominated loans have been processed since 2020, creating a global credit market operating 24/7.

By combining VisaNet settlement data with Onchain credit infrastructure, lenders can gain greater insight into how programs operate and provide capital aligned with business needs, according to Rubail Birwadker, global head of Growth Products and Partnerships at Visa.