Visa Turns Stablecoin Growth Into Financing Opportunity

Visa Inc. has launched an on-chain credit framework that pairs traditional payment streams with blockchain-based capital.

The system connects VisaNet transaction data with smart contracts, allowing fintech partners and stablecoin card issuers to access on-chain working capital.

This aims to bring on-chain lending into everyday commercial activity, providing a programmatic and transparent way for fast-growing payment businesses to finance daily operations.

The framework has already supported over $2.5 billion in cumulative financed volume with zero defaults since 2023.