Bitfinex Offers New Ways to Earn Interest Without Trading
Bitfinex offers two ways to earn interest without trading, even in a rising market. The first option is Margin Lending, where users can lend their assets to other traders seeking leverage and earn interest on their funds.
On Bitfinex's peer-to-peer (P2P) funding market, funding rates are driven by supply and demand, making it particularly relevant during trending markets when trading activity picks up. Users choose the asset they want to make available for lending, the rate at which they're prepared to lend, and the duration of the funding offer.
The platform currently supports Margin Funding across more than 30 assets, including USD, EUR, BTC, ETH, and SOL. In a recent example, USD was paying around 8-11% annualized, while USDt paid slightly less, and ETH closer to 2%. Bitfinex maintains that the P2P funding market has been active for thirteen years, with 100% of lenders' capital protected throughout.
The second option is Staking, where eligible proof-of-stake assets can earn protocol rewards simply by holding them. Bitfinex currently supports staking across selected assets, including Polkadot (DOT) at up to 6%, Tron (TRX) at up to 4%, and Solana (SOL), Cardano (ADA), and Ethereum (ETH) at up to 3%. Staked assets can remain available for other uses on Bitfinex.