BlackRock Sees Potential in Stablecoin-Bitcoin System for AI Payments
BlackRock has published a research paper arguing that traditional money systems are inadequate for AI agents. The paper, titled 'The Machine-Native Economy,' suggests that machine-native money crypto systems built on stablecoins and Bitcoin may be the missing infrastructure for a future where AI handles its own transactions.
The firm proposes a two-tier system: stablecoins for everyday spending and Bitcoin as the store of value for saving. This approach is based on a study cited in the paper, which found that 36 AI models chose Bitcoin to store value about 79% of the time and stablecoins for spending about 53.2% of the time.
BlackRock points out that stablecoins already have a significant presence, with a circulating supply exceeding $300 billion and transaction volume reaching over $11 trillion in 2025, comparable to Visa's volume.