Buy Crypto Directly with Your Bank Account via Regulated Exchanges

Cryptocurrency platforms like Paybis now enable users to buy digital assets directly from their bank accounts, offering a fast and secure way to invest in cryptocurrencies. To facilitate this process, Paybis supports various payment networks, including ACH, SEPA, SWIFT, and local bank transfer methods.

For US users, the ACH (Automated Clearing House) transfer method allows for secure and lower-cost payments. The process involves choosing the cryptocurrency to buy, selecting ACH Bank Transfer, entering the wallet address or using Paybis Wallet, completing identity checks, reviewing fees, and authorizing payment through the bank.

For European users, SEPA (Single Euro Payments Area) offers higher transaction limits and instant processing with the SEPA Instant feature. The process involves choosing a supported cryptocurrency and fiat currency, selecting SEPA Bank Transfer, proceeding with the banking platform transfer request, completing KYC verification if required, and receiving crypto in the wallet once payment settles.

Paybis also supports local bank-linked payment options, including BLIK, Pix, SPEI, M-Pesa, Revolut Pay, PayPal, Skrill, and Neteller, which offer faster and more convenient payment solutions depending on location. Bank transfers are generally cheaper than credit card payments, especially for larger transactions.